Loan Program Overview

FHA ( Federal Housing Administration )Loans

FHA Loans are for 1-4 units with as little as 3.5% down. New loan limit effective Oct. 1st 2011 is $546,250!

VA ( Veterans Administration) Loans

Loans for eligible veterans with NO downpayment for 1-4 units up to $537,500 For amounts over 537,500, only 25% required to 1,000,000.

CAL-VET Loans

Loans for eligible veterans in California with loans to $521,250

Conforming Conventional Loans

As little as 5% down with loans to $546,250. Higher loans for 2-4 unit available.

Jumbo Loans

Loans for purchase & refinance to $2,000,000.Fixed & Adjustable options.

First Time Homebuyers Loans

We specialize in customizing a loan to suit the first time buyer. Minimum or -0-down payments and No closing cost programs available.

Reverse Mortgage Loans

These programs allows older homeowners to use their home's equity to meet their financial needs without the additional burden of a monthly payment.

Bankruptcy or Past Credit Problems?

We specialize in finding a way to say "Yes" where others have said No. Let us help you find a solution for your situation.