Rob Johnson

Serving Clients Since 1979

Prompt & Honest Communication The Best Interest Rates Available Reliable & Personal Service Prepared For Any Situation VA & FHA Approved Direct Lender Special First Time Buyer Programs Personally Funded Over 5,500 Loans Serving Clients Since 1979 No Cost Loan Options !! Purchase, Refinance and Reverse Mortgage Loans

How Are We Different?
We save our clients time and money by simplifying the loan process and searching out the best loan products available to meet the customer's individual needs.

Here's How.

Mortgage Banker vs. Broker - Know the Difference and Save  $$$!! 

San Diego Funding Compares rates and programs of major national sources, Bank of America, Chase Home Mortgage, Citimortgage, Wells Fargo, GMAC and others on a daily basis to find the best loans available. But unlike brokers that only process to a point and hand it off to a lender to complete, as a Mortgage Banker we handle the loan process start to finish.  This capability allows us to negotiate the best rates and terms for our clients.

As a direct lender we underwrite, draw documents and fund the loan all from our San Diego office. This gives you the benefits of shopping multiple products and providers with only 1 phone call, 1 application, 1 credit report, and 1 experienced point of contact to find you the best loan!

Knowledge of Current Market Conditions
Rob prides himself on being knowledgeable and staying current with changes in the credit markets and other conditions which can affect the success of your transaction.  His experience with all types of loan products gives you confidence you'll get the loan that best suits your needs. 

30 Years of Experience in the Real Estate Industry
Since 1979 Rob has closed transactions in every type of market.  He can help you achieve your real estate and financial goals by putting this experience to work for you.

Keeping You Informed
Rob strives to establish open communication lines from the start to ensure that all of your needs are met. His excellent and timely follow-through helps to ensure your complete satisfaction.

Customer Service is #1 
Rob always provides the best service possible to his clients before, during and after a transaction closes.  He has built his business with referrals from satisfied clients.

Five Star Mortgage ProfessionalSM

How Was I Selected?

The Five Star Professional Award research team contacted consumers in the San Diego area and asked if they had experience working with a mortgage professional. Consumers who agreed to participate in the survey provided the name of the mortgage professional and rated that individual according to key criteria such as overall satisfaction and whether respondents would highly recommend them to a friend.

Surveys were sent to San Diego area residents who recently purchased a home over $150,000 (more than 40,000 households) within a 12-month period (April 2010 to April 2011) and 1,000 subscribers of San Diego Magazine. An additional 250 surveys were sent to mortgage and title companies.

The survey data was collected and scored, resulting in the list of 2012 San Diego Five Star Mortgage Professionals. The research methodology allows only 7% or fewer mortgage professionals in a given market to qualify for the Five Star award.

Five Star Professional follows standard sampling and survey practices used by other professional research organizations. Our research also includes feedback from industry peers and leaders, and a regulatory review to provide necessary checks and balances.